Call reports 2013
COMMUNITY BANK — 2013
What COMMUNITY BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 83,591,000 | 81,162,000 | 80,055,000 | 76,709,000 |
| Total loans | 44,798,000 | 44,517,000 | 44,376,000 | 44,183,000 |
| Allowance for loan losses | 488,000 | 475,000 | 472,000 | 477,000 |
| Securities available for sale | 659,000 | 653,000 | 649,000 | 14,000 |
| Securities held to maturity | 10,491,000 | 13,567,000 | 16,663,000 | 17,147,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 77,576,000 | 74,993,000 | 73,563,000 | 70,958,000 |
| Interest-bearing deposits | 60,650,000 | 57,638,000 | 57,242,000 | 55,466,000 |
| Noninterest-bearing deposits | 16,927,000 | 17,355,000 | 16,321,000 | 15,493,000 |
| Equity capital | 5,789,000 | 6,055,000 | 6,325,000 | 5,704,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 829,000 | 1,679,000 | 2,529,000 | 3,387,000 |
| Interest expense | 82,000 | 164,000 | 240,000 | 311,000 |
| Net interest income | 747,000 | 1,515,000 | 2,289,000 | 3,076,000 |
| Noninterest income | 234,000 | 511,000 | 761,000 | 1,016,000 |
| Noninterest expense | 612,000 | 1,239,000 | 1,852,000 | 2,465,000 |
| Provision for loan losses | -7,000 | 7,000 | 12,000 | 21,000 |
| Pretax income | 376,000 | 780,000 | 1,186,000 | 1,606,000 |
| Income tax | 130,000 | 265,000 | 400,000 | 540,000 |
| Net income | 246,000 | 515,000 | 786,000 | 1,066,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,784,000 | 6,052,000 | 6,323,000 | 5,704,000 |
| Total capital | 6,272,000 | 6,527,000 | 6,795,000 | 6,181,000 |
| Risk-weighted assets | 44,502,000 | 44,567,000 | 44,939,000 | 42,026,000 |