Call reports 2012
COMMUNITY BANK — 2012
What COMMUNITY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 78,452,000 | 77,721,000 | 75,044,000 | 78,475,000 |
| Total loans | 44,389,000 | 44,982,000 | 45,580,000 | 44,344,000 |
| Allowance for loan losses | 506,000 | 509,000 | 487,000 | 493,000 |
| Securities available for sale | 1,682,000 | 1,672,000 | 667,000 | 663,000 |
| Securities held to maturity | 6,995,000 | 7,870,000 | 9,122,000 | 10,111,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 72,650,000 | 71,725,000 | 68,784,000 | 72,861,000 |
| Interest-bearing deposits | 59,103,000 | 57,737,000 | 55,964,000 | 57,692,000 |
| Noninterest-bearing deposits | 13,547,000 | 13,988,000 | 12,820,000 | 15,169,000 |
| Equity capital | 5,594,000 | 5,848,000 | 6,102,000 | 5,544,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 848,000 | 1,710,000 | 2,587,000 | 3,433,000 |
| Interest expense | 112,000 | 206,000 | 293,000 | 379,000 |
| Net interest income | 736,000 | 1,504,000 | 2,294,000 | 3,054,000 |
| Noninterest income | 238,000 | 488,000 | 722,000 | 975,000 |
| Noninterest expense | 607,000 | 1,245,000 | 1,884,000 | 2,456,000 |
| Provision for loan losses | 10,000 | 12,000 | 17,000 | 22,000 |
| Pretax income | 357,000 | 735,000 | 1,115,000 | 1,551,000 |
| Income tax | 114,000 | 235,000 | 358,000 | 502,000 |
| Net income | 243,000 | 500,000 | 757,000 | 1,049,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,582,000 | 5,839,000 | 6,095,000 | 5,538,000 |
| Total capital | 6,088,000 | 6,348,000 | 6,582,000 | 6,031,000 |
| Risk-weighted assets | 42,644,000 | 44,544,000 | 43,647,000 | 43,459,000 |