Call reports 2011
COMMUNITY BANK — 2011
What COMMUNITY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 74,136,000 | 76,541,000 | 75,271,000 | 74,104,000 |
| Total loans | 45,318,000 | 45,904,000 | 44,626,000 | 44,854,000 |
| Allowance for loan losses | 535,000 | 553,000 | 555,000 | 568,000 |
| Securities available for sale | 1,855,000 | 1,701,000 | 1,698,000 | 1,687,000 |
| Securities held to maturity | 10,314,000 | 8,229,000 | 8,275,000 | 7,006,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 68,929,000 | 71,155,000 | 69,613,000 | 68,660,000 |
| Interest-bearing deposits | 56,188,000 | 55,752,000 | 54,622,000 | 54,981,000 |
| Noninterest-bearing deposits | 12,741,000 | 15,403,000 | 14,991,000 | 13,679,000 |
| Equity capital | 4,934,000 | 5,212,000 | 5,467,000 | 5,351,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 909,000 | 1,817,000 | 2,708,000 | 3,597,000 |
| Interest expense | 146,000 | 292,000 | 432,000 | 557,000 |
| Net interest income | 763,000 | 1,525,000 | 2,276,000 | 3,040,000 |
| Noninterest income | 250,000 | 552,000 | 809,000 | 1,064,000 |
| Noninterest expense | 607,000 | 1,245,000 | 1,866,000 | 2,455,000 |
| Provision for loan losses | 8,000 | 31,000 | 45,000 | 53,000 |
| Pretax income | 398,000 | 801,000 | 1,174,000 | 1,596,000 |
| Income tax | 123,000 | 250,000 | 368,000 | 503,000 |
| Net income | 275,000 | 551,000 | 806,000 | 1,093,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,920,000 | 5,197,000 | 5,451,000 | 5,339,000 |
| Total capital | 5,455,000 | 5,750,000 | 5,990,000 | 5,860,000 |
| Risk-weighted assets | 43,550,000 | 44,211,000 | 43,126,000 | 41,606,000 |