Call reports 2010
COMMUNITY BANK — 2010
What COMMUNITY BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 72,145,000 | 71,539,000 | 67,632,000 | 68,084,000 |
| Total loans | 45,672,000 | 45,351,000 | 45,759,000 | 44,018,000 |
| Allowance for loan losses | 519,000 | 521,000 | 522,000 | 541,000 |
| Securities available for sale | 1,869,000 | 1,860,000 | 1,864,000 | 1,845,000 |
| Securities held to maturity | 8,235,000 | 8,739,000 | 9,905,000 | 9,828,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,323,000 | 66,579,000 | 62,384,000 | 63,319,000 |
| Interest-bearing deposits | 55,296,000 | 55,781,000 | 52,865,000 | 51,689,000 |
| Noninterest-bearing deposits | 12,027,000 | 10,798,000 | 9,518,000 | 11,630,000 |
| Equity capital | 4,538,000 | 4,764,000 | 5,056,000 | 4,649,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 894,000 | 1,822,000 | 2,757,000 | 3,670,000 |
| Interest expense | 189,000 | 369,000 | 539,000 | 698,000 |
| Net interest income | 705,000 | 1,453,000 | 2,218,000 | 2,972,000 |
| Noninterest income | 246,000 | 544,000 | 818,000 | 1,110,000 |
| Noninterest expense | 626,000 | 1,268,000 | 1,903,000 | 2,498,000 |
| Provision for loan losses | 56,000 | 131,000 | 178,000 | 209,000 |
| Pretax income | 269,000 | 598,000 | 955,000 | 1,375,000 |
| Income tax | 78,000 | 178,000 | 250,000 | 417,000 |
| Net income | 191,000 | 420,000 | 705,000 | 958,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,528,000 | 4,757,000 | 5,043,000 | 4,645,000 |
| Total capital | 5,047,000 | 5,278,000 | 5,559,000 | 5,144,000 |
| Risk-weighted assets | 43,500,000 | 43,471,000 | 41,247,000 | 39,855,000 |