Call reports 2002
COMMUNITY BANK — 2002
What COMMUNITY BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 53,416,000 | 52,285,000 | 49,819,000 | 48,086,000 |
| Total loans | 29,756,000 | 29,805,000 | 30,251,000 | 29,383,000 |
| Allowance for loan losses | 425,000 | 470,000 | 400,000 | 410,000 |
| Securities available for sale | 10,374,000 | 10,271,000 | 8,112,000 | 6,949,000 |
| Securities held to maturity | 5,900,000 | 7,711,000 | 6,521,000 | 7,148,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,312,000 | 46,962,000 | 44,709,000 | 43,331,000 |
| Interest-bearing deposits | 41,855,000 | 40,940,000 | 38,677,000 | 36,945,000 |
| Noninterest-bearing deposits | 6,457,000 | 6,022,000 | 6,032,000 | 6,386,000 |
| Equity capital | 3,706,000 | 3,994,000 | 3,805,000 | 3,509,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 922,000 | 1,853,000 | 2,776,000 | 3,622,000 |
| Interest expense | 272,000 | 523,000 | 760,000 | 973,000 |
| Net interest income | 650,000 | 1,330,000 | 2,016,000 | 2,649,000 |
| Noninterest income | 136,000 | 333,000 | 459,000 | 587,000 |
| Noninterest expense | 431,000 | 869,000 | 1,325,000 | 1,800,000 |
| Provision for loan losses | 15,000 | 50,000 | 60,000 | 75,000 |
| Pretax income | 340,000 | 744,000 | 1,090,000 | 1,370,000 |
| Income tax | 115,000 | 254,000 | 371,000 | 464,000 |
| Net income | 225,000 | 490,000 | 719,000 | 906,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,557,000 | 3,822,000 | 3,652,000 | 3,389,000 |
| Total capital | 3,936,000 | 4,199,000 | 4,024,000 | 3,754,000 |
| Risk-weighted assets | 30,072,000 | 30,076,000 | 29,712,000 | 29,203,000 |