Call reports 2001
COMMUNITY BANK — 2001
What COMMUNITY BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 50,794,000 | 51,409,000 | 51,379,000 | 51,162,000 |
| Total loans | 30,508,000 | 30,491,000 | 30,819,000 | 30,196,000 |
| Allowance for loan losses | 415,000 | 413,000 | 396,000 | 429,000 |
| Securities available for sale | 10,801,000 | 10,631,000 | 10,028,000 | 9,686,000 |
| Securities held to maturity | 3,781,000 | 4,139,000 | 4,023,000 | 5,019,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,884,000 | 46,313,000 | 46,215,000 | 46,262,000 |
| Interest-bearing deposits | 40,847,000 | 41,020,000 | 40,455,000 | 39,737,000 |
| Noninterest-bearing deposits | 5,037,000 | 5,292,000 | 5,760,000 | 6,525,000 |
| Equity capital | 3,522,000 | 3,738,000 | 3,682,000 | 3,544,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,028,000 | 2,060,000 | 3,071,000 | 4,022,000 |
| Interest expense | 470,000 | 916,000 | 1,323,000 | 1,651,000 |
| Net interest income | 558,000 | 1,144,000 | 1,748,000 | 2,371,000 |
| Noninterest income | 104,000 | 232,000 | 343,000 | 474,000 |
| Noninterest expense | 405,000 | 819,000 | 1,278,000 | 1,716,000 |
| Provision for loan losses | 0 | 0 | 0 | 30,000 |
| Pretax income | 257,000 | 557,000 | 812,000 | 1,100,000 |
| Income tax | 85,000 | 186,000 | 268,000 | 367,000 |
| Net income | 172,000 | 371,000 | 544,000 | 733,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,372,000 | 3,571,000 | 3,444,000 | 3,332,000 |
| Total capital | 3,740,000 | 3,945,000 | 3,820,000 | 3,696,000 |
| Risk-weighted assets | 29,415,000 | 29,845,000 | 30,025,000 | 29,043,000 |