Call reports 2005
DACOTAH BANK - VALLEY CITY — 2005
What DACOTAH BANK - VALLEY CITY reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 |
|---|---|
| Total assets | 94,687,000 |
| Total loans | 60,179,000 |
| Allowance for loan losses | 2,088,000 |
| Securities available for sale | 22,861,000 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 80,324,000 |
| Interest-bearing deposits | 68,702,000 |
| Noninterest-bearing deposits | 11,622,000 |
| Equity capital | 13,549,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 |
|---|---|
| Interest income | 1,321,000 |
| Interest expense | 365,000 |
| Net interest income | 956,000 |
| Noninterest income | 229,000 |
| Noninterest expense | 630,000 |
| Provision for loan losses | 0 |
| Pretax income | 555,000 |
| Income tax | 216,000 |
| Net income | 339,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 |
|---|---|
| Tier 1 capital | 10,207,000 |
| Total capital | 11,007,000 |
| Risk-weighted assets | 62,688,000 |