Call reports 2001
DACOTAH BANK - VALLEY CITY — 2001
What DACOTAH BANK - VALLEY CITY reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 73,936,000 | 74,613,000 | 87,520,000 | 89,148,000 |
| Total loans | 46,004,000 | 50,004,000 | 48,960,000 | 50,511,000 |
| Allowance for loan losses | 1,229,000 | 1,369,000 | 1,396,000 | 1,442,000 |
| Securities available for sale | 15,928,000 | 13,118,000 | 14,236,000 | 22,586,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,912,000 | 64,490,000 | 72,483,000 | 74,007,000 |
| Interest-bearing deposits | 56,260,000 | 55,735,000 | 60,886,000 | 61,639,000 |
| Noninterest-bearing deposits | 7,652,000 | 8,755,000 | 11,597,000 | 12,368,000 |
| Equity capital | 9,489,000 | 9,785,000 | 14,363,000 | 14,387,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,502,000 | 2,949,000 | 91,000 | 1,514,000 |
| Interest expense | 672,000 | 1,333,000 | 39,000 | 608,000 |
| Net interest income | 830,000 | 1,616,000 | 52,000 | 906,000 |
| Noninterest income | 141,000 | 302,000 | 6,000 | 122,000 |
| Noninterest expense | 415,000 | 852,000 | 25,000 | 695,000 |
| Provision for loan losses | 75,000 | 150,000 | 5,000 | 80,000 |
| Pretax income | 481,000 | 916,000 | 28,000 | 253,000 |
| Income tax | 167,000 | 319,000 | 9,000 | 128,000 |
| Net income | 314,000 | 597,000 | 19,000 | 125,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,733,000 | 9,027,000 | 10,188,000 | 10,357,000 |
| Total capital | 9,368,000 | 9,698,000 | 10,882,000 | 11,041,000 |
| Risk-weighted assets | 50,212,000 | 52,956,000 | 54,856,000 | 54,039,000 |