Call report 2003Q4
EVERTRUST BANK — 2003Q4
The 22 measures EVERTRUST BANK reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 740,754,000 | USD | evidence → |
| Total loans | 641,082,000 | USD | evidence → |
| Allowance for loan losses | 8,973,000 | USD | evidence → |
| Securities available for sale | 72,663,000 | USD | evidence → |
| Securities held to maturity | 2,846,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 560,001,000 | USD | evidence → |
| Interest-bearing deposits | 535,020,000 | USD | evidence → |
| Noninterest-bearing deposits | 24,981,000 | USD | evidence → |
| Equity capital | 73,309,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 45,004,000 | USD | evidence → |
| Interest expense | 17,558,000 | USD | evidence → |
| Net interest income | 27,446,000 | USD | evidence → |
| Noninterest income | 4,859,000 | USD | evidence → |
| Noninterest expense | 18,419,000 | USD | evidence → |
| Provision for loan losses | 425,000 | USD | evidence → |
| Pretax income | 13,288,000 | USD | evidence → |
| Income tax | 4,399,000 | USD | evidence → |
| Net income | 8,889,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 73,059,000 | USD | evidence → |
| Total capital | 81,400,000 | USD | evidence → |
| Risk-weighted assets | 666,172,000 | USD | evidence → |