Call reports 2001
MCKENZIE STATE BANK — 2001
What MCKENZIE STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 |
|---|---|---|---|
| Total assets | 25,395,000 | 28,816,000 | 31,753,000 |
| Total loans | 17,512,000 | 19,520,000 | 20,327,000 |
| Allowance for loan losses | 200,000 | 203,000 | 182,000 |
| Securities available for sale | 4,222,000 | 3,690,000 | 3,584,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 21,243,000 | 24,633,000 | 27,373,000 |
| Interest-bearing deposits | 17,512,000 | 19,049,000 | 22,058,000 |
| Noninterest-bearing deposits | 3,731,000 | 5,584,000 | 5,315,000 |
| Equity capital | 3,811,000 | 3,836,000 | 3,895,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 |
|---|---|---|---|
| Interest income | 504,000 | 1,041,000 | 1,600,000 |
| Interest expense | 233,000 | 466,000 | 720,000 |
| Net interest income | 271,000 | 575,000 | 880,000 |
| Noninterest income | 36,000 | 81,000 | 121,000 |
| Noninterest expense | 272,000 | 553,000 | 830,000 |
| Provision for loan losses | 27,000 | 54,000 | 81,000 |
| Pretax income | 8,000 | 49,000 | 90,000 |
| Income tax | 3,000 | 16,000 | 29,000 |
| Net income | 5,000 | 33,000 | 61,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 |
|---|---|---|---|
| Tier 1 capital | 3,767,000 | 3,795,000 | 3,823,000 |
| Total capital | 3,967,000 | 3,998,000 | 4,005,000 |
| Risk-weighted assets | 20,013,000 | 22,487,000 | 23,605,000 |