Call reports 2013
CAPITALSOURCE BANK — 2013
What CAPITALSOURCE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 7,556,099,000 | 7,812,146,000 | 7,933,241,000 | 8,078,746,000 |
| Total loans | 5,840,160,000 | 6,219,463,000 | 6,408,385,000 | 6,698,093,000 |
| Allowance for loan losses | 99,839,000 | 104,979,000 | 105,549,000 | 109,469,000 |
| Securities available for sale | 946,906,000 | 957,802,000 | 879,696,000 | 870,482,000 |
| Securities held to maturity | 178,682,000 | 197,570,000 | 162,251,000 | 114,361,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 5,732,950,000 | 5,861,497,000 | 6,051,417,000 | 6,127,690,000 |
| Interest-bearing deposits | 5,730,523,000 | 5,856,817,000 | 6,046,708,000 | 6,123,059,000 |
| Noninterest-bearing deposits | 2,427,000 | 4,680,000 | 4,709,000 | 4,631,000 |
| Equity capital | 1,136,246,000 | 1,163,869,000 | 1,197,807,000 | 1,235,903,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 105,707,000 | 211,415,000 | 325,226,000 | 443,191,000 |
| Interest expense | 14,791,000 | 30,221,000 | 46,327,000 | 62,685,000 |
| Net interest income | 90,916,000 | 181,194,000 | 278,899,000 | 380,506,000 |
| Noninterest income | 5,417,000 | 10,895,000 | 15,646,000 | 20,370,000 |
| Noninterest expense | 34,141,000 | 72,587,000 | 109,401,000 | 146,949,000 |
| Provision for loan losses | 3,152,000 | 10,208,000 | 12,438,000 | 16,866,000 |
| Pretax income | 59,040,000 | 109,502,000 | 172,914,000 | 237,269,000 |
| Income tax | 24,397,000 | 44,789,000 | 69,804,000 | 96,593,000 |
| Net income | 34,643,000 | 64,713,000 | 103,110,000 | 140,676,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 972,494,000 | 1,006,348,000 | 1,044,933,000 | 1,088,870,000 |
| Total capital | 1,051,609,000 | 1,090,892,000 | 1,132,146,000 | 1,179,666,000 |
| Risk-weighted assets | 6,305,895,000 | 6,740,164,000 | 6,956,100,000 | 7,242,701,000 |