Call reports 2011
CAPITALSOURCE BANK — 2011
What CAPITALSOURCE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 6,180,081,000 | 6,371,805,000 | 6,547,719,000 | 6,783,598,000 |
| Total loans | 3,947,081,000 | 4,146,466,000 | 4,486,637,000 | 4,864,416,000 |
| Allowance for loan losses | 132,970,000 | 108,592,000 | 118,684,000 | 94,650,000 |
| Securities available for sale | 1,348,771,000 | 1,447,826,000 | 1,434,094,000 | 1,159,136,000 |
| Securities held to maturity | 403,754,000 | 355,168,000 | 252,550,000 | 151,686,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 4,708,355,000 | 4,785,796,000 | 4,885,831,000 | 5,124,995,000 |
| Interest-bearing deposits | 4,706,829,000 | 4,783,513,000 | 4,883,609,000 | 5,120,229,000 |
| Noninterest-bearing deposits | 1,526,000 | 2,283,000 | 2,222,000 | 4,766,000 |
| Equity capital | 957,457,000 | 994,998,000 | 1,027,624,000 | 1,050,303,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 94,352,000 | 186,967,000 | 281,866,000 | 381,354,000 |
| Interest expense | 15,211,000 | 30,822,000 | 46,804,000 | 62,801,000 |
| Net interest income | 79,141,000 | 156,145,000 | 235,062,000 | 318,553,000 |
| Noninterest income | 2,941,000 | 4,863,000 | 15,066,000 | 17,398,000 |
| Noninterest expense | 36,684,000 | 70,326,000 | 105,611,000 | 142,516,000 |
| Provision for loan losses | 11,242,000 | 9,911,000 | 23,636,000 | 27,539,000 |
| Pretax income | 35,377,000 | 81,992,000 | 123,726,000 | 170,609,000 |
| Income tax | 3,095,000 | 21,935,000 | 38,448,000 | 57,995,000 |
| Net income | 32,282,000 | 60,057,000 | 85,278,000 | 112,614,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 791,341,000 | 820,788,000 | 848,198,000 | 877,746,000 |
| Total capital | 848,773,000 | 880,378,000 | 911,771,000 | 945,978,000 |
| Risk-weighted assets | 4,515,676,000 | 4,716,317,000 | 5,028,567,000 | 5,428,562,000 |