Call reports 2010
CAPITALSOURCE BANK — 2010
What CAPITALSOURCE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 5,704,402,000 | 5,778,378,000 | 5,959,318,000 | 6,134,904,000 |
| Total loans | 3,448,268,000 | 3,569,396,000 | 3,636,913,000 | 3,777,974,000 |
| Allowance for loan losses | 222,318,000 | 164,562,000 | 131,005,000 | 124,878,000 |
| Securities available for sale | 1,507,079,000 | 1,482,937,000 | 1,531,784,000 | 1,512,775,000 |
| Securities held to maturity | 538,670,000 | 324,526,000 | 404,120,000 | 321,983,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 4,582,645,000 | 4,570,469,000 | 4,627,211,000 | 4,621,273,000 |
| Interest-bearing deposits | 4,582,470,000 | 4,569,239,000 | 4,625,955,000 | 4,619,874,000 |
| Noninterest-bearing deposits | 175,000 | 1,230,000 | 1,256,000 | 1,399,000 |
| Equity capital | 832,599,000 | 876,224,000 | 916,640,000 | 924,644,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 82,392,000 | 162,541,000 | 250,474,000 | 341,080,000 |
| Interest expense | 17,301,000 | 33,732,000 | 49,757,000 | 65,267,000 |
| Net interest income | 65,091,000 | 128,809,000 | 200,717,000 | 275,813,000 |
| Noninterest income | 7,221,000 | 13,074,000 | 20,705,000 | 25,284,000 |
| Noninterest expense | 24,335,000 | 53,592,000 | 84,391,000 | 118,748,000 |
| Provision for loan losses | 87,703,000 | 92,797,000 | 107,350,000 | 117,105,000 |
| Pretax income | -39,726,000 | -4,506,000 | 29,681,000 | 65,244,000 |
| Income tax | -55,000 | -2,518,000 | -5,225,000 | 13,629,000 |
| Net income | -39,671,000 | -1,988,000 | 34,906,000 | 51,615,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 661,565,000 | 700,746,000 | 739,226,000 | 756,821,000 |
| Total capital | 715,245,000 | 755,548,000 | 794,610,000 | 813,822,000 |
| Risk-weighted assets | 4,122,252,000 | 4,271,235,000 | 4,351,840,000 | 4,488,909,000 |