Call reports 2009
CAPITALSOURCE BANK — 2009
What CAPITALSOURCE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 5,834,123,000 | 5,715,127,000 | 5,529,035,000 | 5,677,354,000 |
| Total loans | 3,925,674,000 | 3,691,012,000 | 3,622,979,000 | 3,511,247,000 |
| Allowance for loan losses | 70,573,000 | 91,533,000 | 126,749,000 | 152,508,000 |
| Securities available for sale | 1,408,901,000 | 1,180,404,000 | 915,685,000 | 1,017,898,000 |
| Securities held to maturity | 247,300,000 | 569,090,000 | 694,289,000 | 711,981,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 4,726,735,000 | 4,547,975,000 | 4,390,513,000 | 4,483,983,000 |
| Interest-bearing deposits | 4,726,690,000 | 4,547,939,000 | 4,390,486,000 | 4,483,879,000 |
| Noninterest-bearing deposits | 45,000 | 36,000 | 27,000 | 104,000 |
| Equity capital | 915,976,000 | 865,461,000 | 854,191,000 | 868,325,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 77,425,000 | 150,374,000 | 229,318,000 | 314,099,000 |
| Interest expense | 38,413,000 | 68,964,000 | 92,551,000 | 111,873,000 |
| Net interest income | 39,012,000 | 81,410,000 | 136,767,000 | 202,226,000 |
| Noninterest income | 9,560,000 | 17,759,000 | 25,101,000 | 34,111,000 |
| Noninterest expense | 23,739,000 | 49,943,000 | 75,322,000 | 99,830,000 |
| Provision for loan losses | 24,991,000 | 115,461,000 | 163,911,000 | 213,381,000 |
| Pretax income | -158,000 | -66,222,000 | -77,446,000 | -76,927,000 |
| Income tax | -65,000 | 4,716,000 | 8,641,000 | -6,228,000 |
| Net income | -93,000 | -70,938,000 | -86,087,000 | -70,699,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 743,065,000 | 695,366,000 | 681,985,000 | 699,323,000 |
| Total capital | 801,339,000 | 751,890,000 | 737,998,000 | 754,580,000 |
| Risk-weighted assets | 4,647,086,000 | 4,483,995,000 | 4,407,207,000 | 4,319,588,000 |