Call reports 2008
CAPITALSOURCE BANK — 2008
What CAPITALSOURCE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q3 | 2008Q4 |
|---|---|---|
| Total assets | 6,102,983,000 | 6,134,338,000 |
| Total loans | 3,972,043,000 | 4,036,399,000 |
| Allowance for loan losses | 3,535,000 | 55,600,000 |
| Securities available for sale | 1,122,720,000 | 1,445,650,000 |
| Securities held to maturity | 711,614,000 | 317,343,000 |
| Trading assets | 0 | 0 |
| Total deposits | 5,048,303,000 | 5,043,849,000 |
| Interest-bearing deposits | 5,048,251,000 | 5,043,695,000 |
| Noninterest-bearing deposits | 52,000 | 154,000 |
| Equity capital | 931,435,000 | 915,690,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q3 | 2008Q4 |
|---|---|---|
| Interest income | 65,552,000 | 148,216,000 |
| Interest expense | 32,178,000 | 76,245,000 |
| Net interest income | 33,374,000 | 71,971,000 |
| Noninterest income | 5,573,000 | 12,339,000 |
| Noninterest expense | 19,106,000 | 43,288,000 |
| Provision for loan losses | 3,535,000 | 55,600,000 |
| Pretax income | 16,306,000 | -14,578,000 |
| Income tax | 6,576,000 | -6,089,000 |
| Net income | 9,730,000 | -8,489,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q3 | 2008Q4 |
|---|---|---|
| Tier 1 capital | 756,603,000 | 794,621,000 |
| Total capital | 760,149,000 | 850,317,000 |
| Risk-weighted assets | 4,715,452,000 | 4,874,814,000 |