Call reports 2025
BURLING BANK — 2025
What BURLING BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 218,141,000 | 205,925,000 | 196,455,000 | 198,921,000 |
| Total loans | 173,355,000 | 168,905,000 | 163,566,000 | 163,933,000 |
| Allowance for loan losses | 2,923,000 | 2,010,000 | 2,115,000 | 2,185,000 |
| Securities available for sale | 25,051,000 | 23,213,000 | 21,227,000 | 19,390,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 179,965,000 | 157,514,000 | 157,812,000 | 166,927,000 |
| Interest-bearing deposits | 78,248,000 | 71,707,000 | 68,645,000 | 91,772,000 |
| Noninterest-bearing deposits | 101,717,000 | 85,807,000 | 89,167,000 | 75,155,000 |
| Equity capital | 27,747,000 | 27,725,000 | 28,644,000 | 30,063,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 3,221,000 | 6,543,000 | 9,663,000 | 12,829,000 |
| Interest expense | 732,000 | 1,418,000 | 2,167,000 | 2,854,000 |
| Net interest income | 2,489,000 | 5,125,000 | 7,496,000 | 9,975,000 |
| Noninterest income | 374,000 | 766,000 | 1,150,000 | 1,539,000 |
| Noninterest expense | 1,555,000 | 3,179,000 | 4,644,000 | 5,901,000 |
| Provision for loan losses | 105,000 | 172,000 | 277,000 | 347,000 |
| Pretax income | 1,233,000 | 2,570,000 | 3,725,000 | 5,266,000 |
| Income tax | -10,000 | -10,000 | -10,000 | -10,000 |
| Net income | 1,243,000 | 2,580,000 | 3,735,000 | 5,276,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,808,000 | 28,565,000 | 29,186,000 | 30,528,000 |