Call reports 2022
BURLING BANK — 2022
What BURLING BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 213,787,000 | 197,746,000 | 191,411,000 | 196,692,000 |
| Total loans | 138,857,000 | 149,192,000 | 147,300,000 | 151,317,000 |
| Allowance for loan losses | 2,140,000 | 2,206,000 | 2,272,000 | 2,338,000 |
| Securities available for sale | 36,897,000 | 36,854,000 | 35,608,000 | 35,539,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 189,022,000 | 148,776,000 | 140,282,000 | 157,797,000 |
| Interest-bearing deposits | 72,339,000 | 58,862,000 | 58,335,000 | 75,895,000 |
| Noninterest-bearing deposits | 116,683,000 | 89,914,000 | 81,947,000 | 81,902,000 |
| Equity capital | 19,019,000 | 18,066,000 | 17,798,000 | 19,637,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,992,000 | 4,138,000 | 6,464,000 | 9,020,000 |
| Interest expense | 35,000 | 97,000 | 271,000 | 586,000 |
| Net interest income | 1,957,000 | 4,041,000 | 6,193,000 | 8,434,000 |
| Noninterest income | 185,000 | 368,000 | 548,000 | 714,000 |
| Noninterest expense | 1,177,000 | 2,350,000 | 3,563,000 | 4,693,000 |
| Provision for loan losses | 79,000 | 145,000 | 211,000 | 277,000 |
| Pretax income | 886,000 | 1,914,000 | 2,967,000 | 4,184,000 |
| Income tax | 11,000 | 23,000 | 36,000 | 0 |
| Net income | 875,000 | 1,891,000 | 2,931,000 | 4,184,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,384,000 | 20,062,000 | 20,756,000 | 22,001,000 |