Call reports 2021
BURLING BANK — 2021
What BURLING BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 185,249,000 | 207,700,000 | 218,609,000 | 208,312,000 |
| Total loans | 137,709,000 | 133,761,000 | 138,161,000 | 136,290,000 |
| Allowance for loan losses | 1,746,000 | 1,851,000 | 1,956,000 | 2,061,000 |
| Securities available for sale | 34,963,000 | 35,552,000 | 36,242,000 | 38,084,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 162,019,000 | 183,234,000 | 193,360,000 | 182,685,000 |
| Interest-bearing deposits | 76,510,000 | 65,170,000 | 81,879,000 | 70,603,000 |
| Noninterest-bearing deposits | 85,509,000 | 118,064,000 | 111,481,000 | 112,082,000 |
| Equity capital | 18,557,000 | 18,654,000 | 19,315,000 | 20,018,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,761,000 | 3,602,000 | 5,538,000 | 7,609,000 |
| Interest expense | 36,000 | 69,000 | 104,000 | 142,000 |
| Net interest income | 1,725,000 | 3,533,000 | 5,434,000 | 7,467,000 |
| Noninterest income | 199,000 | 403,000 | 597,000 | 785,000 |
| Noninterest expense | 1,110,000 | 2,223,000 | 3,339,000 | 4,495,000 |
| Provision for loan losses | 105,000 | 210,000 | 315,000 | 420,000 |
| Pretax income | 709,000 | 1,503,000 | 2,377,000 | 3,337,000 |
| Income tax | 9,000 | 18,000 | 27,000 | 30,000 |
| Net income | 700,000 | 1,485,000 | 2,350,000 | 3,307,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,111,000 | 18,118,000 | 18,795,000 | 19,750,000 |