Call reports 2019
BURLING BANK — 2019
What BURLING BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 142,297,000 | 144,505,000 | 132,299,000 | 133,992,000 |
| Total loans | 105,078,000 | 107,466,000 | 97,423,000 | 100,685,000 |
| Allowance for loan losses | 1,211,000 | 1,256,000 | 1,301,000 | 1,261,000 |
| Securities available for sale | 31,030,000 | 30,681,000 | 27,810,000 | 26,317,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 117,407,000 | 107,175,000 | 115,659,000 | 101,527,000 |
| Interest-bearing deposits | 61,246,000 | 52,642,000 | 59,572,000 | 58,770,000 |
| Noninterest-bearing deposits | 56,161,000 | 54,533,000 | 56,087,000 | 42,757,000 |
| Equity capital | 14,012,000 | 14,627,000 | 15,223,000 | 15,626,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,619,000 | 3,257,000 | 4,913,000 | 6,448,000 |
| Interest expense | 188,000 | 360,000 | 546,000 | 718,000 |
| Net interest income | 1,431,000 | 2,897,000 | 4,367,000 | 5,730,000 |
| Noninterest income | 164,000 | 334,000 | 525,000 | 675,000 |
| Noninterest expense | 946,000 | 1,954,000 | 2,920,000 | 3,977,000 |
| Provision for loan losses | 125,000 | 170,000 | 215,000 | 175,000 |
| Pretax income | 524,000 | 1,107,000 | 1,758,000 | 2,252,000 |
| Income tax | 8,000 | 22,000 | 35,000 | 48,000 |
| Net income | 516,000 | 1,085,000 | 1,723,000 | 2,204,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,349,000 | 14,611,000 | 15,103,000 | 15,585,000 |
| Total capital | 15,456,000 | 15,767,000 | 16,155,000 | 16,654,000 |
| Risk-weighted assets | 88,468,000 | 92,378,000 | 83,886,000 | 85,306,000 |