Call reports 2016
BURLING BANK — 2016
What BURLING BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 123,586,000 | 120,239,000 | 130,887,000 | 120,603,000 |
| Total loans | 68,766,000 | 72,263,000 | 77,277,000 | 77,640,000 |
| Allowance for loan losses | 654,000 | 689,000 | 758,000 | 763,000 |
| Securities available for sale | 44,397,000 | 39,179,000 | 34,548,000 | 33,812,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 111,378,000 | 100,770,000 | 118,242,000 | 106,290,000 |
| Interest-bearing deposits | 56,593,000 | 53,459,000 | 56,301,000 | 60,828,000 |
| Noninterest-bearing deposits | 54,785,000 | 47,311,000 | 61,941,000 | 45,462,000 |
| Equity capital | 11,503,000 | 12,262,000 | 12,391,000 | 11,469,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,019,000 | 2,067,000 | 3,152,000 | 4,252,000 |
| Interest expense | 51,000 | 102,000 | 161,000 | 220,000 |
| Net interest income | 968,000 | 1,965,000 | 2,991,000 | 4,032,000 |
| Noninterest income | 62,000 | 172,000 | 262,000 | 366,000 |
| Noninterest expense | 757,000 | 1,554,000 | 2,376,000 | 3,251,000 |
| Provision for loan losses | 51,000 | 85,000 | 154,000 | 159,000 |
| Pretax income | 220,000 | 499,000 | 728,000 | 935,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 220,000 | 499,000 | 728,000 | 935,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,848,000 | 12,127,000 | 12,356,000 | 12,538,000 |
| Total capital | 12,502,000 | 12,816,000 | 13,114,000 | 13,301,000 |
| Risk-weighted assets | 62,970,000 | 64,430,000 | 67,985,000 | 68,781,000 |