Call reports 2015
BURLING BANK — 2015
What BURLING BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 124,973,000 | 120,933,000 | 121,869,000 | 122,157,000 |
| Total loans | 59,588,000 | 63,158,000 | 66,757,000 | 65,550,000 |
| Allowance for loan losses | 549,000 | 546,000 | 580,000 | 603,000 |
| Securities available for sale | 49,761,000 | 47,679,000 | 43,176,000 | 45,170,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 108,851,000 | 97,165,000 | 102,537,000 | 110,884,000 |
| Interest-bearing deposits | 60,321,000 | 51,588,000 | 52,918,000 | 59,060,000 |
| Noninterest-bearing deposits | 48,530,000 | 45,577,000 | 49,619,000 | 51,824,000 |
| Equity capital | 10,924,000 | 10,517,000 | 11,057,000 | 11,092,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 935,000 | 1,779,000 | 2,719,000 | 3,773,000 |
| Interest expense | 50,000 | 95,000 | 139,000 | 192,000 |
| Net interest income | 885,000 | 1,684,000 | 2,580,000 | 3,581,000 |
| Noninterest income | 86,000 | 93,000 | 255,000 | 346,000 |
| Noninterest expense | 812,000 | 1,659,000 | 2,496,000 | 3,401,000 |
| Provision for loan losses | 30,000 | 27,000 | 61,000 | 84,000 |
| Pretax income | 131,000 | 95,000 | 284,000 | 448,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 131,000 | 95,000 | 309,000 | 473,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,346,000 | 11,321,000 | 11,544,000 | 11,717,000 |
| Total capital | 11,895,000 | 11,900,000 | 12,153,000 | 12,320,000 |
| Risk-weighted assets | 58,466,000 | 58,453,000 | 56,329,000 | 61,217,000 |