Call reports 2014
BURLING BANK — 2014
What BURLING BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 108,994,000 | 112,135,000 | 116,340,000 | 118,245,000 |
| Total loans | 50,556,000 | 55,191,000 | 61,200,000 | 58,579,000 |
| Allowance for loan losses | 814,000 | 837,000 | 906,000 | 519,000 |
| Securities available for sale | 50,036,000 | 48,552,000 | 45,616,000 | 42,021,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 93,011,000 | 96,119,000 | 92,586,000 | 102,514,000 |
| Interest-bearing deposits | 53,117,000 | 55,231,000 | 50,624,000 | 54,961,000 |
| Noninterest-bearing deposits | 39,894,000 | 40,888,000 | 41,962,000 | 47,553,000 |
| Equity capital | 9,505,000 | 9,906,000 | 9,897,000 | 10,497,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 798,000 | 1,612,000 | 2,473,000 | 3,357,000 |
| Interest expense | 49,000 | 102,000 | 152,000 | 204,000 |
| Net interest income | 749,000 | 1,510,000 | 2,321,000 | 3,153,000 |
| Noninterest income | 82,000 | 163,000 | 266,000 | 373,000 |
| Noninterest expense | 782,000 | 1,541,000 | 2,343,000 | 3,181,000 |
| Provision for loan losses | 12,000 | 34,000 | 105,000 | 117,000 |
| Pretax income | 39,000 | 100,000 | 142,000 | 234,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 39,000 | 100,000 | 142,000 | 234,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,082,000 | 11,144,000 | 11,185,000 | 11,276,000 |
| Total capital | 11,739,000 | 11,840,000 | 11,948,000 | 11,795,000 |
| Risk-weighted assets | 52,408,000 | 55,537,000 | 60,882,000 | 58,309,000 |