Call reports 2013
BURLING BANK — 2013
What BURLING BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 106,514,000 | 112,159,000 | 110,385,000 | 111,450,000 |
| Total loans | 45,362,000 | 46,745,000 | 45,634,000 | 49,621,000 |
| Allowance for loan losses | 753,000 | 768,000 | 727,000 | 803,000 |
| Securities available for sale | 58,109,000 | 62,202,000 | 59,851,000 | 54,105,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 96,467,000 | 97,034,000 | 96,246,000 | 93,584,000 |
| Interest-bearing deposits | 57,154,000 | 58,451,000 | 55,671,000 | 53,558,000 |
| Noninterest-bearing deposits | 39,313,000 | 38,583,000 | 40,575,000 | 40,026,000 |
| Equity capital | 9,978,000 | 9,998,000 | 9,018,000 | 8,761,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 439,000 | 1,154,000 | 1,865,000 | 2,662,000 |
| Interest expense | 48,000 | 96,000 | 146,000 | 192,000 |
| Net interest income | 391,000 | 1,058,000 | 1,719,000 | 2,470,000 |
| Noninterest income | 163,000 | 260,000 | 355,000 | 437,000 |
| Noninterest expense | 718,000 | 1,457,000 | 2,181,000 | 2,949,000 |
| Provision for loan losses | 13,000 | 59,000 | 57,000 | 133,000 |
| Pretax income | -155,000 | -176,000 | -146,000 | -153,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -155,000 | 2,884,000 | 2,914,000 | 2,907,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,981,000 | 11,021,000 | 11,049,000 | 11,043,000 |
| Total capital | 10,607,000 | 11,620,000 | 11,653,000 | 11,696,000 |
| Risk-weighted assets | 49,974,000 | 47,673,000 | 48,159,000 | 52,032,000 |