Call reports 2012
BURLING BANK — 2012
What BURLING BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 119,074,000 | 113,077,000 | 113,172,000 | 108,891,000 |
| Total loans | 44,788,000 | 45,861,000 | 46,627,000 | 45,898,000 |
| Allowance for loan losses | 405,000 | 439,000 | 470,000 | 670,000 |
| Securities available for sale | 61,685,000 | 55,768,000 | 58,991,000 | 58,177,000 |
| Securities held to maturity | 3,661,000 | 3,555,000 | 3,448,000 | 33,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 101,880,000 | 95,912,000 | 93,954,000 | 95,736,000 |
| Interest-bearing deposits | 58,269,000 | 54,484,000 | 52,593,000 | 55,002,000 |
| Noninterest-bearing deposits | 43,611,000 | 41,428,000 | 41,361,000 | 40,734,000 |
| Equity capital | 11,594,000 | 12,052,000 | 11,113,000 | 10,518,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 840,000 | 1,554,000 | 2,305,000 | 2,791,000 |
| Interest expense | 56,000 | 110,000 | 163,000 | 213,000 |
| Net interest income | 784,000 | 1,444,000 | 2,142,000 | 2,578,000 |
| Noninterest income | 122,000 | 244,000 | 363,000 | 476,000 |
| Noninterest expense | 729,000 | 1,504,000 | 2,273,000 | 2,998,000 |
| Provision for loan losses | 0 | 30,000 | 60,000 | 257,000 |
| Pretax income | 177,000 | 235,000 | 255,000 | -118,000 |
| Income tax | 271,000 | 271,000 | 271,000 | 271,000 |
| Net income | -94,000 | -36,000 | -3,064,000 | -3,437,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,489,000 | 11,548,000 | 10,519,000 | 10,137,000 |
| Total capital | 11,961,000 | 12,054,000 | 11,057,000 | 10,725,000 |
| Risk-weighted assets | 45,760,000 | 46,495,000 | 46,954,000 | 46,853,000 |