Call reports 2011
BURLING BANK — 2011
What BURLING BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 110,427,000 | 104,577,000 | 166,549,000 | 114,883,000 |
| Total loans | 40,934,000 | 39,047,000 | 41,006,000 | 40,539,000 |
| Allowance for loan losses | 392,000 | 397,000 | 400,000 | 403,000 |
| Securities available for sale | 59,839,000 | 57,839,000 | 67,913,000 | 61,490,000 |
| Securities held to maturity | 4,075,000 | 3,973,000 | 3,870,000 | 3,766,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 90,751,000 | 82,617,000 | 146,005,000 | 98,547,000 |
| Interest-bearing deposits | 56,546,000 | 57,151,000 | 58,011,000 | 62,038,000 |
| Noninterest-bearing deposits | 34,205,000 | 25,466,000 | 87,994,000 | 36,509,000 |
| Equity capital | 10,929,000 | 11,448,000 | 11,792,000 | 11,728,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 884,000 | 1,793,000 | 2,639,000 | 3,556,000 |
| Interest expense | 67,000 | 128,000 | 189,000 | 255,000 |
| Net interest income | 817,000 | 1,665,000 | 2,450,000 | 3,301,000 |
| Noninterest income | 108,000 | 222,000 | 338,000 | 466,000 |
| Noninterest expense | 693,000 | 1,362,000 | 2,058,000 | 2,767,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 238,000 | 476,000 | 720,000 | 1,021,000 |
| Income tax | 95,000 | 191,000 | 289,000 | 410,000 |
| Net income | 143,000 | 285,000 | 431,000 | 611,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,117,000 | 11,258,000 | 11,404,000 | 11,584,000 |
| Total capital | 11,580,000 | 11,723,000 | 11,872,000 | 12,053,000 |
| Risk-weighted assets | 44,734,000 | 44,346,000 | 48,221,000 | 42,097,000 |