Call reports 2010
BURLING BANK — 2010
What BURLING BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 106,980,000 | 104,622,000 | 108,009,000 | 114,335,000 |
| Total loans | 44,195,000 | 44,918,000 | 42,260,000 | 42,064,000 |
| Allowance for loan losses | 377,000 | 381,000 | 385,000 | 394,000 |
| Securities available for sale | 58,273,000 | 50,010,000 | 57,022,000 | 64,007,000 |
| Securities held to maturity | 0 | 4,335,000 | 4,275,000 | 4,177,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 84,292,000 | 91,001,000 | 82,934,000 | 91,874,000 |
| Interest-bearing deposits | 61,848,000 | 66,774,000 | 59,684,000 | 64,465,000 |
| Noninterest-bearing deposits | 22,444,000 | 24,227,000 | 23,250,000 | 27,409,000 |
| Equity capital | 10,099,000 | 10,636,000 | 11,136,000 | 10,813,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 808,000 | 1,663,000 | 2,584,000 | 3,439,000 |
| Interest expense | 69,000 | 123,000 | 182,000 | 241,000 |
| Net interest income | 739,000 | 1,540,000 | 2,402,000 | 3,198,000 |
| Noninterest income | 134,000 | 243,000 | 352,000 | 473,000 |
| Noninterest expense | 771,000 | 1,537,000 | 2,227,000 | 2,871,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 84,000 | 258,000 | 623,000 | 1,360,000 |
| Income tax | 29,000 | 88,000 | 212,000 | 655,000 |
| Net income | 55,000 | 170,000 | 411,000 | 705,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,324,000 | 10,438,000 | 10,680,000 | 10,974,000 |
| Total capital | 10,780,000 | 10,896,000 | 11,140,000 | 11,435,000 |
| Risk-weighted assets | 43,548,000 | 41,539,000 | 40,450,000 | 41,391,000 |