Call reports 2009
BURLING BANK — 2009
What BURLING BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 118,330,000 | 134,760,000 | 117,553,000 | 111,848,000 |
| Total loans | 41,125,000 | 42,783,000 | 44,608,000 | 44,298,000 |
| Allowance for loan losses | 378,000 | 377,000 | 382,000 | 381,000 |
| Securities available for sale | 72,581,000 | 84,987,000 | 67,479,000 | 48,891,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 102,826,000 | 87,396,000 | 94,060,000 | 100,996,000 |
| Interest-bearing deposits | 77,307,000 | 66,728,000 | 71,717,000 | 67,617,000 |
| Noninterest-bearing deposits | 25,519,000 | 20,668,000 | 22,343,000 | 33,379,000 |
| Equity capital | 10,419,000 | 10,385,000 | 10,174,000 | 10,016,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 849,000 | 1,678,000 | 2,378,000 | 3,077,000 |
| Interest expense | 68,000 | 148,000 | 244,000 | 327,000 |
| Net interest income | 781,000 | 1,530,000 | 2,134,000 | 2,750,000 |
| Noninterest income | 108,000 | 262,000 | 358,000 | 486,000 |
| Noninterest expense | 702,000 | 1,407,000 | 2,161,000 | 2,875,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 229,000 | 427,000 | 373,000 | 430,000 |
| Income tax | 78,000 | 145,000 | 127,000 | 146,000 |
| Net income | 151,000 | 282,000 | 246,000 | 284,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,136,000 | 10,267,000 | 10,231,000 | 10,268,000 |
| Total capital | 10,585,000 | 10,716,000 | 10,682,000 | 10,721,000 |
| Risk-weighted assets | 67,159,000 | 91,041,000 | 95,595,000 | 42,088,000 |