Call reports 2007
BURLING BANK — 2007
What BURLING BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 95,094,000 | 88,666,000 | 90,519,000 | 89,251,000 |
| Total loans | 52,831,000 | 49,014,000 | 48,677,000 | 48,924,000 |
| Allowance for loan losses | 383,000 | 363,000 | 339,000 | 348,000 |
| Securities available for sale | 24,696,000 | 24,733,000 | 36,983,000 | 35,700,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 81,765,000 | 75,136,000 | 76,616,000 | 78,720,000 |
| Interest-bearing deposits | 61,141,000 | 57,518,000 | 61,522,000 | 60,089,000 |
| Noninterest-bearing deposits | 20,623,000 | 17,618,000 | 15,094,000 | 18,631,000 |
| Equity capital | 12,209,000 | 12,465,000 | 12,754,000 | 9,541,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,366,000 | 2,749,000 | 4,178,000 | 5,511,000 |
| Interest expense | 440,000 | 872,000 | 1,352,000 | 1,799,000 |
| Net interest income | 926,000 | 1,877,000 | 2,826,000 | 3,712,000 |
| Noninterest income | 97,000 | 201,000 | 279,000 | 361,000 |
| Noninterest expense | 710,000 | 1,405,000 | 2,097,000 | 2,776,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 313,000 | 673,000 | 1,008,000 | 1,297,000 |
| Income tax | 106,000 | 228,000 | 342,000 | 440,000 |
| Net income | 207,000 | 445,000 | 666,000 | 857,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,291,000 | 12,529,000 | 12,751,000 | 9,492,000 |
| Total capital | 12,743,000 | 12,981,000 | 13,195,000 | 9,934,000 |
| Risk-weighted assets | 54,998,000 | 52,713,000 | 50,775,000 | 49,827,000 |