Call reports 2006
BURLING BANK — 2006
What BURLING BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 113,111,000 | 110,337,000 | 97,957,000 | 89,456,000 |
| Total loans | 49,547,000 | 52,736,000 | 51,064,000 | 51,922,000 |
| Allowance for loan losses | 484,000 | 488,000 | 501,000 | 399,000 |
| Securities available for sale | 58,551,000 | 53,492,000 | 42,718,000 | 30,582,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 85,727,000 | 78,814,000 | 77,730,000 | 76,489,000 |
| Interest-bearing deposits | 65,330,000 | 61,848,000 | 61,249,000 | 58,608,000 |
| Noninterest-bearing deposits | 20,397,000 | 16,966,000 | 16,481,000 | 17,881,000 |
| Equity capital | 11,011,000 | 11,185,000 | 11,549,000 | 11,947,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,355,000 | 2,757,000 | 4,146,000 | 5,515,000 |
| Interest expense | 492,000 | 1,049,000 | 1,616,000 | 2,152,000 |
| Net interest income | 863,000 | 1,708,000 | 2,530,000 | 3,363,000 |
| Noninterest income | 88,000 | 176,000 | 262,000 | 358,000 |
| Noninterest expense | 709,000 | 1,393,000 | 2,086,000 | 2,714,000 |
| Provision for loan losses | 0 | 0 | 0 | -100,000 |
| Pretax income | 242,000 | 491,000 | 706,000 | 1,153,000 |
| Income tax | 82,000 | 167,000 | 240,000 | 392,000 |
| Net income | 160,000 | 324,000 | 466,000 | 761,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,484,000 | 11,649,000 | 11,790,000 | 12,086,000 |
| Total capital | 12,044,000 | 12,209,000 | 12,351,000 | 12,549,000 |
| Risk-weighted assets | 61,136,000 | 61,137,000 | 56,403,000 | 55,465,000 |