Call reports 2005
BURLING BANK — 2005
What BURLING BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 115,424,000 | 111,514,000 | 116,951,000 | 114,597,000 |
| Total loans | 39,545,000 | 38,317,000 | 45,279,000 | 46,608,000 |
| Allowance for loan losses | 513,000 | 498,000 | 496,000 | 499,000 |
| Securities available for sale | 70,953,000 | 64,496,000 | 67,291,000 | 61,598,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 97,351,000 | 99,749,000 | 89,496,000 | 82,910,000 |
| Interest-bearing deposits | 72,429,000 | 71,262,000 | 66,366,000 | 64,050,000 |
| Noninterest-bearing deposits | 24,922,000 | 28,487,000 | 23,130,000 | 18,860,000 |
| Equity capital | 10,188,000 | 10,613,000 | 10,676,000 | 10,831,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,150,000 | 2,273,000 | 3,587,000 | 4,865,000 |
| Interest expense | 209,000 | 471,000 | 838,000 | 1,250,000 |
| Net interest income | 941,000 | 1,802,000 | 2,749,000 | 3,615,000 |
| Noninterest income | 94,000 | 232,000 | 351,000 | 469,000 |
| Noninterest expense | 726,000 | 1,419,000 | 2,109,000 | 2,761,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 309,000 | 615,000 | 991,000 | 1,323,000 |
| Income tax | 105,000 | 209,000 | 337,000 | 449,000 |
| Net income | 204,000 | 406,000 | 654,000 | 874,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,655,000 | 10,857,000 | 11,104,000 | 11,324,000 |
| Total capital | 11,223,000 | 11,426,000 | 11,659,000 | 11,882,000 |
| Risk-weighted assets | 55,539,000 | 53,972,000 | 58,517,000 | 59,060,000 |