Call reports 2004
BURLING BANK — 2004
What BURLING BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 114,606,000 | 107,195,000 | 112,639,000 | 111,735,000 |
| Total loans | 39,138,000 | 38,358,000 | 40,889,000 | 40,318,000 |
| Allowance for loan losses | 622,000 | 629,000 | 625,000 | 515,000 |
| Securities available for sale | 69,210,000 | 61,016,000 | 64,995,000 | 63,128,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 99,137,000 | 95,931,000 | 100,974,000 | 99,611,000 |
| Interest-bearing deposits | 78,249,000 | 74,769,000 | 76,659,000 | 75,865,000 |
| Noninterest-bearing deposits | 20,888,000 | 21,162,000 | 24,315,000 | 23,746,000 |
| Equity capital | 11,107,000 | 10,207,000 | 10,446,000 | 10,430,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,120,000 | 2,135,000 | 3,199,000 | 4,303,000 |
| Interest expense | 154,000 | 301,000 | 458,000 | 627,000 |
| Net interest income | 966,000 | 1,834,000 | 2,741,000 | 3,676,000 |
| Noninterest income | 327,000 | 815,000 | 1,128,000 | 1,402,000 |
| Noninterest expense | 1,055,000 | 2,135,000 | 3,145,000 | 3,931,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 368,000 | 688,000 | 898,000 | 1,321,000 |
| Income tax | 125,000 | 234,000 | 305,000 | 449,000 |
| Net income | 243,000 | 454,000 | 593,000 | 872,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,821,000 | 10,032,000 | 10,171,000 | 10,450,000 |
| Total capital | 10,477,000 | 10,671,000 | 10,847,000 | 11,018,000 |
| Risk-weighted assets | 52,591,000 | 51,086,000 | 54,680,000 | 55,519,000 |