Call reports 2003
BURLING BANK — 2003
What BURLING BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 111,582,000 | 108,522,000 | 101,763,000 | 116,844,000 |
| Total loans | 42,545,000 | 44,363,000 | 44,940,000 | 36,952,000 |
| Allowance for loan losses | 646,000 | 628,000 | 646,000 | 638,000 |
| Securities available for sale | 56,751,000 | 54,499,000 | 49,702,000 | 72,315,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 99,809,000 | 96,253,000 | 89,658,000 | 97,471,000 |
| Interest-bearing deposits | 76,093,000 | 71,010,000 | 67,755,000 | 74,538,000 |
| Noninterest-bearing deposits | 23,716,000 | 25,243,000 | 21,903,000 | 22,933,000 |
| Equity capital | 10,075,000 | 10,596,000 | 10,548,000 | 10,567,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,300,000 | 2,519,000 | 3,771,000 | 4,819,000 |
| Interest expense | 216,000 | 402,000 | 560,000 | 708,000 |
| Net interest income | 1,084,000 | 2,117,000 | 3,211,000 | 4,111,000 |
| Noninterest income | 677,000 | 1,386,000 | 2,277,000 | 2,759,000 |
| Noninterest expense | 1,176,000 | 2,370,000 | 3,729,000 | 4,770,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 585,000 | 1,133,000 | 1,759,000 | 2,100,000 |
| Income tax | 199,000 | 385,000 | 598,000 | 714,000 |
| Net income | 386,000 | 748,000 | 1,161,000 | 1,386,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,578,000 | 8,940,000 | 9,353,000 | 9,578,000 |
| Total capital | 9,247,000 | 9,599,000 | 10,004,000 | 10,235,000 |
| Risk-weighted assets | 53,484,000 | 52,714,000 | 51,972,000 | 52,495,000 |