Call reports 2002
BURLING BANK — 2002
What BURLING BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 96,560,000 | 103,440,000 | 106,964,000 | 112,718,000 |
| Total loans | 40,356,000 | 39,956,000 | 42,364,000 | 48,301,000 |
| Allowance for loan losses | 934,000 | 921,000 | 688,000 | 685,000 |
| Securities available for sale | 48,998,000 | 51,894,000 | 58,838,000 | 58,291,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 84,826,000 | 90,506,000 | 91,962,000 | 99,525,000 |
| Interest-bearing deposits | 65,540,000 | 69,268,000 | 70,502,000 | 73,467,000 |
| Noninterest-bearing deposits | 19,286,000 | 21,238,000 | 21,460,000 | 26,058,000 |
| Equity capital | 11,302,000 | 12,076,000 | 13,245,000 | 9,797,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,266,000 | 2,576,000 | 3,915,000 | 5,447,000 |
| Interest expense | 287,000 | 566,000 | 841,000 | 1,104,000 |
| Net interest income | 979,000 | 2,010,000 | 3,074,000 | 4,343,000 |
| Noninterest income | 474,000 | 869,000 | 1,324,000 | 2,030,000 |
| Noninterest expense | 1,136,000 | 2,182,000 | 3,295,000 | 4,443,000 |
| Provision for loan losses | 0 | 0 | -300,000 | -300,000 |
| Pretax income | 317,000 | 697,000 | 1,403,000 | 2,230,000 |
| Income tax | 108,000 | 237,000 | 477,000 | 758,000 |
| Net income | 209,000 | 460,000 | 926,000 | 1,472,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,824,000 | 11,180,000 | 11,645,000 | 8,192,000 |
| Total capital | 11,488,000 | 11,996,000 | 12,333,000 | 8,877,000 |
| Risk-weighted assets | 52,828,000 | 65,118,000 | 67,404,000 | 56,368,000 |