Call reports 2016
FIRST VISION BANK OF TENNESSEE — 2016
What FIRST VISION BANK OF TENNESSEE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 187,360,000 | 187,695,000 | 188,078,000 | 194,715,000 |
| Total loans | 137,517,000 | 140,537,000 | 146,084,000 | 149,490,000 |
| Allowance for loan losses | 1,915,000 | 1,943,000 | 1,934,000 | 1,978,000 |
| Securities available for sale | 20,141,000 | 21,080,000 | 21,185,000 | 23,377,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 163,683,000 | 164,318,000 | 164,012,000 | 170,350,000 |
| Interest-bearing deposits | 136,512,000 | 137,387,000 | 135,789,000 | 137,719,000 |
| Noninterest-bearing deposits | 27,171,000 | 26,931,000 | 28,223,000 | 32,631,000 |
| Equity capital | 21,863,000 | 21,940,000 | 22,433,000 | 22,588,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,990,000 | 4,024,000 | 6,064,000 | 8,165,000 |
| Interest expense | 197,000 | 387,000 | 578,000 | 768,000 |
| Net interest income | 1,793,000 | 3,637,000 | 5,486,000 | 7,397,000 |
| Noninterest income | 191,000 | 445,000 | 695,000 | 941,000 |
| Noninterest expense | 1,275,000 | 2,590,000 | 3,902,000 | 5,282,000 |
| Provision for loan losses | 31,000 | 61,000 | 61,000 | 106,000 |
| Pretax income | 697,000 | 1,450,000 | 2,237,000 | 2,969,000 |
| Income tax | 274,000 | 509,000 | 786,000 | 1,054,000 |
| Net income | 423,000 | 941,000 | 1,451,000 | 1,915,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,674,000 | 21,695,000 | 22,205,000 | 22,663,000 |
| Total capital | 23,310,000 | 23,385,000 | 23,950,000 | 24,433,000 |
| Risk-weighted assets | 130,561,000 | 134,877,000 | 139,349,000 | 141,340,000 |