Call reports 2015
FIRST VISION BANK OF TENNESSEE — 2015
What FIRST VISION BANK OF TENNESSEE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 175,764,000 | 177,288,000 | 174,909,000 | 185,422,000 |
| Total loans | 132,046,000 | 131,527,000 | 133,763,000 | 138,458,000 |
| Allowance for loan losses | 1,872,000 | 1,787,000 | 1,882,000 | 1,904,000 |
| Securities available for sale | 17,676,000 | 18,633,000 | 20,982,000 | 20,904,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 152,157,000 | 153,883,000 | 151,077,000 | 161,344,000 |
| Interest-bearing deposits | 133,767,000 | 133,860,000 | 130,684,000 | 135,134,000 |
| Noninterest-bearing deposits | 18,390,000 | 20,023,000 | 20,393,000 | 26,210,000 |
| Equity capital | 20,733,000 | 20,640,000 | 21,066,000 | 21,401,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,883,000 | 3,820,000 | 5,752,000 | 7,758,000 |
| Interest expense | 197,000 | 396,000 | 593,000 | 790,000 |
| Net interest income | 1,686,000 | 3,424,000 | 5,159,000 | 6,968,000 |
| Noninterest income | 203,000 | 387,000 | 588,000 | 793,000 |
| Noninterest expense | 1,164,000 | 2,351,000 | 3,676,000 | 5,003,000 |
| Provision for loan losses | 47,000 | 92,000 | 122,000 | 152,000 |
| Pretax income | 678,000 | 1,368,000 | 1,953,000 | 2,612,000 |
| Income tax | 243,000 | 485,000 | 694,000 | 917,000 |
| Net income | 435,000 | 883,000 | 1,259,000 | 1,695,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,529,000 | 20,531,000 | 20,907,000 | 21,251,000 |
| Total capital | 22,093,000 | 22,086,000 | 22,477,000 | 22,849,000 |
| Risk-weighted assets | 124,752,000 | 124,137,000 | 125,208,000 | 127,509,000 |