Call reports 2014
FIRST VISION BANK OF TENNESSEE — 2014
What FIRST VISION BANK OF TENNESSEE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 173,793,000 | 161,320,000 | 156,600,000 | 162,109,000 |
| Total loans | 122,335,000 | 119,925,000 | 122,820,000 | 130,801,000 |
| Allowance for loan losses | 1,808,000 | 1,864,000 | 1,870,000 | 1,914,000 |
| Securities available for sale | 14,145,000 | 15,182,000 | 14,827,000 | 14,109,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 148,254,000 | 136,816,000 | 132,739,000 | 138,547,000 |
| Interest-bearing deposits | 133,658,000 | 120,943,000 | 119,149,000 | 123,522,000 |
| Noninterest-bearing deposits | 14,596,000 | 15,873,000 | 13,590,000 | 15,025,000 |
| Equity capital | 19,348,000 | 19,470,000 | 19,888,000 | 20,253,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,820,000 | 3,715,000 | 5,563,000 | 7,504,000 |
| Interest expense | 239,000 | 467,000 | 676,000 | 877,000 |
| Net interest income | 1,581,000 | 3,248,000 | 4,887,000 | 6,627,000 |
| Noninterest income | 170,000 | 368,000 | 563,000 | 762,000 |
| Noninterest expense | 1,170,000 | 2,374,000 | 3,594,000 | 4,869,000 |
| Provision for loan losses | 70,000 | 125,000 | 155,000 | 208,000 |
| Pretax income | 511,000 | 1,117,000 | 1,704,000 | 2,320,000 |
| Income tax | 177,000 | 396,000 | 603,000 | 880,000 |
| Net income | 334,000 | 721,000 | 1,101,000 | 1,440,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,347,000 | 19,378,000 | 19,756,000 | 20,094,000 |
| Total capital | 20,895,000 | 20,867,000 | 21,256,000 | 21,675,000 |
| Risk-weighted assets | 123,560,000 | 118,698,000 | 119,590,000 | 126,098,000 |