Call reports 2013
FIRST VISION BANK OF TENNESSEE — 2013
What FIRST VISION BANK OF TENNESSEE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 144,967,000 | 148,060,000 | 146,365,000 | 159,441,000 |
| Total loans | 114,279,000 | 118,215,000 | 116,293,000 | 122,791,000 |
| Allowance for loan losses | 1,420,000 | 1,495,000 | 1,567,000 | 1,737,000 |
| Securities available for sale | 11,877,000 | 11,771,000 | 11,678,000 | 12,320,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 120,237,000 | 123,400,000 | 121,634,000 | 134,584,000 |
| Interest-bearing deposits | 110,367,000 | 110,628,000 | 109,215,000 | 122,636,000 |
| Noninterest-bearing deposits | 9,870,000 | 12,772,000 | 12,419,000 | 11,948,000 |
| Equity capital | 18,552,000 | 18,719,000 | 18,644,000 | 18,936,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,754,000 | 3,557,000 | 5,357,000 | 7,197,000 |
| Interest expense | 245,000 | 482,000 | 715,000 | 945,000 |
| Net interest income | 1,509,000 | 3,075,000 | 4,642,000 | 6,252,000 |
| Noninterest income | 206,000 | 392,000 | 581,000 | 761,000 |
| Noninterest expense | 1,083,000 | 2,167,000 | 3,328,000 | 4,492,000 |
| Provision for loan losses | 90,000 | 180,000 | 256,000 | 431,000 |
| Pretax income | 543,000 | 1,118,000 | 1,637,000 | 2,088,000 |
| Income tax | 185,000 | 405,000 | 584,000 | 741,000 |
| Net income | 358,000 | 713,000 | 1,053,000 | 1,347,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,381,000 | 18,736,000 | 18,720,000 | 19,013,000 |
| Total capital | 19,771,000 | 20,179,000 | 20,139,000 | 20,534,000 |
| Risk-weighted assets | 111,148,000 | 115,352,000 | 113,285,000 | 121,431,000 |