Call reports 2012
FIRST VISION BANK OF TENNESSEE — 2012
What FIRST VISION BANK OF TENNESSEE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 127,700,000 | 137,728,000 | 140,226,000 | 143,422,000 |
| Total loans | 101,749,000 | 108,789,000 | 112,961,000 | 114,266,000 |
| Allowance for loan losses | 1,283,000 | 1,332,000 | 1,364,000 | 1,344,000 |
| Securities available for sale | 13,330,000 | 12,602,000 | 11,263,000 | 11,275,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 106,083,000 | 114,550,000 | 116,680,000 | 119,883,000 |
| Interest-bearing deposits | 96,122,000 | 101,662,000 | 106,270,000 | 109,941,000 |
| Noninterest-bearing deposits | 9,961,000 | 12,888,000 | 10,410,000 | 9,942,000 |
| Equity capital | 17,466,000 | 17,501,000 | 17,887,000 | 18,234,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,592,000 | 3,257,000 | 5,057,000 | 6,851,000 |
| Interest expense | 276,000 | 533,000 | 803,000 | 1,077,000 |
| Net interest income | 1,316,000 | 2,724,000 | 4,254,000 | 5,774,000 |
| Noninterest income | 147,000 | 297,000 | 398,000 | 588,000 |
| Noninterest expense | 905,000 | 1,893,000 | 2,945,000 | 4,027,000 |
| Provision for loan losses | 41,000 | 112,000 | 185,000 | 252,000 |
| Pretax income | 517,000 | 1,016,000 | 1,522,000 | 2,083,000 |
| Income tax | 0 | 198,000 | 384,000 | 576,000 |
| Net income | 517,000 | 818,000 | 1,138,000 | 1,507,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,301,000 | 17,335,000 | 17,654,000 | 18,024,000 |
| Total capital | 18,552,000 | 18,679,000 | 19,046,000 | 19,411,000 |
| Risk-weighted assets | 99,993,000 | 107,538,000 | 111,359,000 | 112,666,000 |