Call reports 2009
FIRST VISION BANK OF TENNESSEE — 2009
What FIRST VISION BANK OF TENNESSEE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 101,802,000 | 107,735,000 | 112,015,000 | 114,942,000 |
| Total loans | 85,169,000 | 86,044,000 | 87,007,000 | 89,882,000 |
| Allowance for loan losses | 1,071,000 | 1,096,000 | 980,000 | 1,219,000 |
| Securities available for sale | 5,847,000 | 6,367,000 | 4,914,000 | 6,530,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 79,730,000 | 85,533,000 | 90,585,000 | 93,835,000 |
| Interest-bearing deposits | 73,462,000 | 79,435,000 | 84,152,000 | 86,056,000 |
| Noninterest-bearing deposits | 6,267,000 | 6,098,000 | 6,433,000 | 7,779,000 |
| Equity capital | 15,086,000 | 15,051,000 | 15,138,000 | 14,909,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,385,000 | 2,792,000 | 4,215,000 | 5,697,000 |
| Interest expense | 582,000 | 1,149,000 | 1,740,000 | 2,309,000 |
| Net interest income | 803,000 | 1,643,000 | 2,475,000 | 3,388,000 |
| Noninterest income | 77,000 | 162,000 | 311,000 | 457,000 |
| Noninterest expense | 809,000 | 1,691,000 | 2,602,000 | 3,508,000 |
| Provision for loan losses | 0 | 55,000 | 113,000 | 394,000 |
| Pretax income | 71,000 | 59,000 | 71,000 | 67,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 71,000 | 59,000 | 71,000 | 67,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,843,000 | 14,841,000 | 14,861,000 | 14,864,000 |
| Total capital | 15,937,000 | 15,957,000 | 15,875,000 | 15,983,000 |
| Risk-weighted assets | 87,506,000 | 89,245,000 | 87,891,000 | 89,362,000 |