Call reports 2008
FIRST VISION BANK OF TENNESSEE — 2008
What FIRST VISION BANK OF TENNESSEE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 85,132,000 | 88,178,000 | 93,199,000 | 98,872,000 |
| Total loans | 66,218,000 | 72,054,000 | 79,114,000 | 85,357,000 |
| Allowance for loan losses | 834,000 | 926,000 | 1,002,000 | 1,305,000 |
| Securities available for sale | 6,059,000 | 6,682,000 | 5,644,000 | 6,114,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,561,000 | 69,525,000 | 71,710,000 | 76,623,000 |
| Interest-bearing deposits | 61,541,000 | 62,918,000 | 66,362,000 | 71,687,000 |
| Noninterest-bearing deposits | 5,020,000 | 6,607,000 | 5,348,000 | 4,936,000 |
| Equity capital | 14,451,000 | 14,371,000 | 14,454,000 | 13,831,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,310,000 | 2,627,000 | 4,006,000 | 5,409,000 |
| Interest expense | 662,000 | 1,286,000 | 1,909,000 | 2,523,000 |
| Net interest income | 648,000 | 1,341,000 | 2,097,000 | 2,886,000 |
| Noninterest income | 52,000 | 114,000 | 186,000 | 231,000 |
| Noninterest expense | 665,000 | 1,418,000 | 2,219,000 | 3,481,000 |
| Provision for loan losses | 42,000 | 156,000 | 253,000 | 578,000 |
| Pretax income | -7,000 | -119,000 | -189,000 | -942,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -7,000 | -119,000 | -189,000 | -942,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,355,000 | 14,430,000 | 14,377,000 | 13,652,000 |
| Total capital | 15,223,000 | 15,361,000 | 15,385,000 | 14,718,000 |
| Risk-weighted assets | 70,727,000 | 74,190,000 | 80,682,000 | 84,980,000 |