Call reports 2007
FIRST VISION BANK OF TENNESSEE — 2007
What FIRST VISION BANK OF TENNESSEE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 60,982,000 | 64,551,000 | 72,973,000 | 78,991,000 |
| Total loans | 44,514,000 | 46,057,000 | 56,126,000 | 63,454,000 |
| Allowance for loan losses | 561,000 | 579,000 | 706,000 | 799,000 |
| Securities available for sale | 3,972,000 | 4,338,000 | 5,152,000 | 5,826,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,406,000 | 49,157,000 | 57,568,000 | 62,216,000 |
| Interest-bearing deposits | 41,443,000 | 43,707,000 | 51,203,000 | 55,684,000 |
| Noninterest-bearing deposits | 3,962,000 | 5,451,000 | 6,365,000 | 6,532,000 |
| Equity capital | 14,489,000 | 14,437,000 | 14,355,000 | 14,179,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,013,000 | 2,105,000 | 3,326,000 | 4,647,000 |
| Interest expense | 452,000 | 962,000 | 1,548,000 | 2,194,000 |
| Net interest income | 561,000 | 1,143,000 | 1,778,000 | 2,453,000 |
| Noninterest income | 178,000 | 214,000 | 253,000 | 294,000 |
| Noninterest expense | 594,000 | 1,217,000 | 1,903,000 | 2,663,000 |
| Provision for loan losses | 47,000 | 64,000 | 203,000 | 398,000 |
| Pretax income | 98,000 | 76,000 | -75,000 | -314,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 98,000 | 76,000 | -75,000 | -314,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,494,000 | 14,496,000 | 14,376,000 | 14,166,000 |
| Total capital | 15,061,000 | 15,109,000 | 15,116,000 | 14,997,000 |
| Risk-weighted assets | 45,316,000 | 49,853,000 | 59,502,000 | 66,485,000 |