Call reports 2006
FIRST VISION BANK OF TENNESSEE — 2006
What FIRST VISION BANK OF TENNESSEE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 34,042,000 | 40,334,000 | 46,724,000 | 52,782,000 |
| Total loans | 17,064,000 | 27,909,000 | 35,438,000 | 41,085,000 |
| Allowance for loan losses | 267,000 | 349,000 | 443,000 | 514,000 |
| Securities available for sale | 1,180,000 | 1,176,000 | 1,280,000 | 1,980,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,315,000 | 25,721,000 | 32,048,000 | 38,013,000 |
| Interest-bearing deposits | 16,781,000 | 22,848,000 | 28,774,000 | 34,029,000 |
| Noninterest-bearing deposits | 2,533,000 | 2,873,000 | 3,274,000 | 3,984,000 |
| Equity capital | 14,643,000 | 14,419,000 | 14,365,000 | 14,358,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 386,000 | 970,000 | 1,737,000 | 2,627,000 |
| Interest expense | 120,000 | 317,000 | 609,000 | 973,000 |
| Net interest income | 266,000 | 653,000 | 1,128,000 | 1,654,000 |
| Noninterest income | 13,000 | 34,000 | 59,000 | 101,000 |
| Noninterest expense | 433,000 | 973,000 | 1,436,000 | 2,204,000 |
| Provision for loan losses | 199,000 | 284,000 | 378,000 | 449,000 |
| Pretax income | -353,000 | -570,000 | -627,000 | -898,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -353,000 | -570,000 | -627,000 | -898,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,645,000 | 14,427,000 | 14,370,000 | 14,361,000 |
| Total capital | 14,902,000 | 14,830,000 | 14,866,000 | 14,909,000 |
| Risk-weighted assets | 20,564,000 | 31,465,000 | 38,890,000 | 43,766,000 |