Call reports 2011
UNITED BANK — 2011
What UNITED BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 70,970,000 | 69,003,000 | 70,097,000 | 69,179,000 |
| Total loans | 34,110,000 | 33,925,000 | 32,601,000 | 30,731,000 |
| Allowance for loan losses | 951,000 | 951,000 | 951,000 | 900,000 |
| Securities available for sale | 27,520,000 | 24,561,000 | 27,111,000 | 28,712,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,133,000 | 57,154,000 | 58,172,000 | 57,311,000 |
| Interest-bearing deposits | 51,602,000 | 50,030,000 | 49,639,000 | 48,880,000 |
| Noninterest-bearing deposits | 7,531,000 | 7,124,000 | 8,533,000 | 8,431,000 |
| Equity capital | 6,911,000 | 7,008,000 | 7,037,000 | 7,079,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 703,000 | 1,369,000 | 2,054,000 | 2,708,000 |
| Interest expense | 125,000 | 250,000 | 354,000 | 448,000 |
| Net interest income | 578,000 | 1,119,000 | 1,700,000 | 2,260,000 |
| Noninterest income | 64,000 | 121,000 | 213,000 | 342,000 |
| Noninterest expense | 550,000 | 1,112,000 | 1,685,000 | 2,277,000 |
| Provision for loan losses | 2,000 | 2,000 | 3,000 | 6,000 |
| Pretax income | 90,000 | 156,000 | 262,000 | 361,000 |
| Income tax | 31,000 | 54,000 | 92,000 | 126,000 |
| Net income | 59,000 | 102,000 | 170,000 | 235,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,890,000 | 6,933,000 | 6,931,000 | 6,995,000 |
| Total capital | 7,430,000 | 7,468,000 | 7,463,000 | 7,496,000 |
| Risk-weighted assets | 42,759,000 | 42,334,000 | 42,161,000 | 39,678,000 |