Call reports 2001
UNITED BANK — 2001
What UNITED BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 38,773,000 | 39,706,000 | 40,894,000 | 42,728,000 |
| Total loans | 26,812,000 | 28,387,000 | 29,179,000 | 29,428,000 |
| Allowance for loan losses | 512,000 | 520,000 | 526,000 | 545,000 |
| Securities available for sale | 1,174,000 | 1,187,000 | 1,194,000 | 1,192,000 |
| Securities held to maturity | 8,054,000 | 7,371,000 | 7,436,000 | 9,076,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,178,000 | 34,224,000 | 35,380,000 | 37,727,000 |
| Interest-bearing deposits | 29,255,000 | 30,182,000 | 30,927,000 | 32,851,000 |
| Noninterest-bearing deposits | 3,923,000 | 4,042,000 | 4,453,000 | 4,876,000 |
| Equity capital | 3,438,000 | 3,563,000 | 3,563,000 | 3,687,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 839,000 | 1,686,000 | 2,512,000 | 3,312,000 |
| Interest expense | 390,000 | 776,000 | 1,134,000 | 1,447,000 |
| Net interest income | 449,000 | 910,000 | 1,378,000 | 1,865,000 |
| Noninterest income | 61,000 | 126,000 | 189,000 | 253,000 |
| Noninterest expense | 312,000 | 639,000 | 973,000 | 1,349,000 |
| Provision for loan losses | 8,000 | 16,000 | 22,000 | 43,000 |
| Pretax income | 190,000 | 381,000 | 572,000 | 726,000 |
| Income tax | 69,000 | 135,000 | 203,000 | 229,000 |
| Net income | 121,000 | 246,000 | 369,000 | 497,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,424,000 | 3,549,000 | 3,541,000 | 3,670,000 |
| Total capital | 3,755,000 | 3,901,000 | 3,909,000 | 4,030,000 |
| Risk-weighted assets | 26,297,000 | 28,085,000 | 29,384,000 | 28,590,000 |