Call reports 2001
FNB WEST TEXAS — 2001
What FNB WEST TEXAS reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 37,148,000 | 35,264,000 | 35,448,000 | 39,815,000 |
| Total loans | 14,881,000 | 15,446,000 | 17,755,000 | 14,226,000 |
| Allowance for loan losses | 290,000 | 296,000 | 303,000 | 309,000 |
| Securities available for sale | 15,810,000 | 15,385,000 | 12,906,000 | 10,964,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,741,000 | 31,858,000 | 31,920,000 | 36,361,000 |
| Interest-bearing deposits | 26,991,000 | 25,912,000 | 25,632,000 | 28,464,000 |
| Noninterest-bearing deposits | 6,750,000 | 5,946,000 | 6,288,000 | 7,897,000 |
| Equity capital | 2,993,000 | 3,039,000 | 3,172,000 | 3,174,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 641,000 | 1,233,000 | 1,780,000 | 2,317,000 |
| Interest expense | 288,000 | 549,000 | 762,000 | 937,000 |
| Net interest income | 353,000 | 684,000 | 1,018,000 | 1,380,000 |
| Noninterest income | 91,000 | 176,000 | 267,000 | 346,000 |
| Noninterest expense | 378,000 | 763,000 | 1,146,000 | 1,524,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | 24,000 |
| Pretax income | 60,000 | 85,000 | 121,000 | 178,000 |
| Income tax | 19,000 | 22,000 | 29,000 | 45,000 |
| Net income | 41,000 | 63,000 | 92,000 | 133,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,978,000 | 3,000,000 | 3,029,000 | 3,071,000 |
| Total capital | 3,235,000 | 3,259,000 | 3,315,000 | 3,328,000 |
| Risk-weighted assets | 20,530,000 | 20,655,000 | 22,857,000 | 20,511,000 |