Call reports 2010
FIRST COMMERCIAL BANK OF HUNTSVILLE — 2010
What FIRST COMMERCIAL BANK OF HUNTSVILLE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 |
|---|---|
| Total assets | 742,819,000 |
| Total loans | 517,932,000 |
| Allowance for loan losses | 14,142,000 |
| Securities available for sale | 97,168,000 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 631,848,000 |
| Interest-bearing deposits | 546,022,000 |
| Noninterest-bearing deposits | 85,826,000 |
| Equity capital | 58,737,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 |
|---|---|
| Interest income | 7,787,000 |
| Interest expense | 1,874,000 |
| Net interest income | 5,913,000 |
| Noninterest income | 812,000 |
| Noninterest expense | 3,496,000 |
| Provision for loan losses | 2,106,000 |
| Pretax income | 1,123,000 |
| Income tax | 454,000 |
| Net income | 669,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 |
|---|---|
| Tier 1 capital | 57,245,000 |
| Total capital | 65,095,000 |
| Risk-weighted assets | 621,641,000 |