Call reports 2016
HTLF BANK — 2016
What HTLF BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 927,041,000 | 909,697,000 | 892,723,000 | 901,782,000 |
| Total loans | 685,055,000 | 671,674,000 | 640,027,000 | 611,979,000 |
| Allowance for loan losses | 819,000 | 1,252,000 | 1,949,000 | 2,344,000 |
| Securities available for sale | 127,742,000 | 129,068,000 | 149,683,000 | 192,269,000 |
| Securities held to maturity | 3,768,000 | 3,767,000 | 3,767,000 | 3,767,000 |
| Trading assets | 1,001,000 | 953,000 | 852,000 | 163,000 |
| Total deposits | 779,608,000 | 775,417,000 | 767,128,000 | 733,449,000 |
| Interest-bearing deposits | 568,663,000 | 566,526,000 | 533,411,000 | 498,740,000 |
| Noninterest-bearing deposits | 210,945,000 | 208,891,000 | 233,717,000 | 234,709,000 |
| Equity capital | 115,471,000 | 115,341,000 | 115,591,000 | 113,745,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 6,484,000 | 15,337,000 | 24,615,000 | 34,081,000 |
| Interest expense | 381,000 | 867,000 | 1,448,000 | 1,971,000 |
| Net interest income | 6,103,000 | 14,470,000 | 23,167,000 | 32,110,000 |
| Noninterest income | 1,379,000 | 3,264,000 | 5,341,000 | 7,586,000 |
| Noninterest expense | 6,312,000 | 15,036,000 | 23,511,000 | 32,175,000 |
| Provision for loan losses | -109,000 | 1,319,000 | 2,349,000 | 2,550,000 |
| Pretax income | 1,278,000 | 1,595,000 | 2,920,000 | 5,271,000 |
| Income tax | 454,000 | 515,000 | 915,000 | 1,694,000 |
| Net income | 824,000 | 1,080,000 | 2,005,000 | 3,577,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 77,555,000 | 77,971,000 | 79,741,000 | 81,260,000 |
| Total capital | 78,375,000 | 79,237,000 | 81,701,000 | 83,615,000 |
| Risk-weighted assets | 693,705,000 | 690,403,000 | 657,530,000 | 630,942,000 |