Call reports 2015
HTLF BANK — 2015
What HTLF BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 140,868,000 | 152,672,000 | 155,114,000 | 161,806,000 |
| Total loans | 90,265,000 | 100,886,000 | 99,002,000 | 104,011,000 |
| Allowance for loan losses | 850,000 | 895,000 | 814,000 | 913,000 |
| Securities available for sale | 31,790,000 | 35,800,000 | 34,421,000 | 37,628,000 |
| Securities held to maturity | 3,770,000 | 3,770,000 | 3,769,000 | 3,768,000 |
| Trading assets | 0 | 0 | 41,000 | 28,000 |
| Total deposits | 124,113,000 | 122,928,000 | 139,825,000 | 128,759,000 |
| Interest-bearing deposits | 87,881,000 | 86,319,000 | 87,545,000 | 79,446,000 |
| Noninterest-bearing deposits | 36,232,000 | 36,609,000 | 52,280,000 | 49,313,000 |
| Equity capital | 14,125,000 | 14,021,000 | 13,913,000 | 13,714,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,335,000 | 2,612,000 | 3,914,000 | 5,327,000 |
| Interest expense | 130,000 | 260,000 | 382,000 | 497,000 |
| Net interest income | 1,205,000 | 2,352,000 | 3,532,000 | 4,830,000 |
| Noninterest income | 1,253,000 | 2,511,000 | 3,840,000 | 4,769,000 |
| Noninterest expense | 2,540,000 | 5,131,000 | 7,706,000 | 9,962,000 |
| Provision for loan losses | -470,000 | -491,000 | -512,000 | -572,000 |
| Pretax income | 460,000 | 295,000 | 258,000 | 304,000 |
| Income tax | 155,000 | 71,000 | 40,000 | 24,000 |
| Net income | 305,000 | 224,000 | 218,000 | 280,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,215,000 | 13,495,000 | 13,421,000 | 13,410,000 |
| Total capital | 14,065,000 | 14,391,000 | 14,236,000 | 14,324,000 |
| Risk-weighted assets | 118,818,000 | 122,014,000 | 127,907,000 | 127,251,000 |