Call reports 2014
HTLF BANK — 2014
What HTLF BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 116,153,000 | 135,721,000 | 137,774,000 | 134,145,000 |
| Total loans | 75,925,000 | 87,421,000 | 92,400,000 | 93,903,000 |
| Allowance for loan losses | 1,054,000 | 1,099,000 | 996,000 | 1,554,000 |
| Securities available for sale | 17,830,000 | 27,736,000 | 28,797,000 | 22,908,000 |
| Securities held to maturity | 3,773,000 | 3,772,000 | 3,772,000 | 3,771,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 104,598,000 | 118,275,000 | 118,896,000 | 111,859,000 |
| Interest-bearing deposits | 82,148,000 | 88,787,000 | 93,767,000 | 86,210,000 |
| Noninterest-bearing deposits | 22,450,000 | 29,488,000 | 25,129,000 | 25,649,000 |
| Equity capital | 10,774,000 | 10,661,000 | 10,633,000 | 11,742,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,074,000 | 2,308,000 | 3,579,000 | 4,816,000 |
| Interest expense | 146,000 | 308,000 | 459,000 | 601,000 |
| Net interest income | 928,000 | 2,000,000 | 3,120,000 | 4,215,000 |
| Noninterest income | 546,000 | 1,725,000 | 2,786,000 | 3,705,000 |
| Noninterest expense | 2,416,000 | 4,949,000 | 7,388,000 | 9,635,000 |
| Provision for loan losses | -181,000 | -288,000 | -406,000 | 306,000 |
| Pretax income | -738,000 | -909,000 | -1,049,000 | -1,874,000 |
| Income tax | -304,000 | -394,000 | -468,000 | -803,000 |
| Net income | -434,000 | -515,000 | -581,000 | -1,071,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,977,000 | 10,118,000 | 10,139,000 | 11,213,000 |
| Total capital | 11,033,000 | 11,218,000 | 11,138,000 | 12,544,000 |
| Risk-weighted assets | 88,106,000 | 99,094,000 | 104,308,000 | 106,283,000 |