Call reports 2013
HTLF BANK — 2013
What HTLF BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 115,649,000 | 118,048,000 | 115,547,000 | 113,718,000 |
| Total loans | 80,320,000 | 80,932,000 | 79,250,000 | 74,146,000 |
| Allowance for loan losses | 1,339,000 | 1,222,000 | 1,297,000 | 1,334,000 |
| Securities available for sale | 21,182,000 | 23,057,000 | 20,553,000 | 20,654,000 |
| Securities held to maturity | 0 | 0 | 0 | 3,774,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 100,617,000 | 102,891,000 | 102,856,000 | 101,446,000 |
| Interest-bearing deposits | 81,652,000 | 82,073,000 | 79,481,000 | 78,247,000 |
| Noninterest-bearing deposits | 18,965,000 | 20,818,000 | 23,374,000 | 23,199,000 |
| Equity capital | 12,282,000 | 11,604,000 | 11,117,000 | 11,081,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,102,000 | 2,138,000 | 3,221,000 | 4,311,000 |
| Interest expense | 197,000 | 392,000 | 575,000 | 750,000 |
| Net interest income | 905,000 | 1,746,000 | 2,646,000 | 3,561,000 |
| Noninterest income | 1,284,000 | 2,265,000 | 3,234,000 | 4,377,000 |
| Noninterest expense | 2,235,000 | 4,549,000 | 7,012,000 | 9,370,000 |
| Provision for loan losses | 103,000 | 108,000 | 135,000 | -227,000 |
| Pretax income | -124,000 | -549,000 | -1,179,000 | -1,159,000 |
| Income tax | -79,000 | -261,000 | -524,000 | -548,000 |
| Net income | -45,000 | -288,000 | -655,000 | -611,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,028,000 | 10,824,000 | 10,418,000 | 10,464,000 |
| Total capital | 12,186,000 | 11,991,000 | 11,541,000 | 11,600,000 |
| Risk-weighted assets | 92,446,000 | 93,283,000 | 89,627,000 | 90,668,000 |